Personal Insurance
Two Wheeler Insurance
Bike and scooter cover, annual or long term.
In short
Two wheeler insurance covers third party liability, which is compulsory, and optionally own damage to your bike or scooter. Long term policies fix the premium for several years and remove the risk of forgetting to renew.
What is covered, and what is not
Typically covered
- Third party injury, death and property damage
- Own damage from accident, fire, theft and natural calamity
- Personal accident cover for the owner-driver
- Zero depreciation and accessory cover, as add-ons
Cover and exclusions vary by insurer and by the wording issued for your risk. We confirm the exact terms on the quotation before you buy.
Why buy this through Trust Cover
Insurer-neutral advice
Quotations from several insurers, compared on wording and claims record, not premium alone.
Exclusions explained first
You see what is not covered before you buy, in plain language.
Claims handled by us
We prepare the file, submit it and chase settlement on your behalf.
Working with us
We are insurer-neutral. For every enquiry we approach multiple insurers, compare the wordings as well as the premiums, and tell you where they differ on the points that decide a claim.
After the policy is issued we stay involved: endorsements, mid-term changes, renewal reminders that start ninety days before expiry, and claims that we prepare, submit and follow to settlement.
Related cover
Health Insurance
Hospitalisation cover that behaves the way you expect at the counter.
Learn moreLife Insurance
Cover matched to what your family would actually need without you.
Learn moreMotor Insurance
Third party cover is the law. Own damage is what saves you money.
Learn moreTerm Insurance
The most cover per rupee, for the years it is actually needed.
Learn more