Personal Insurance
Car Insurance
Renew on time, at the right IDV, with add-ons worth paying for.
In short
Car insurance covers your own vehicle for accident, fire, theft and natural calamity, plus the compulsory third party liability. Renewing before expiry preserves your no-claim bonus, which can reduce the own damage premium substantially.
Overview
Let a motor policy lapse and two things happen: the no-claim bonus built up over years is lost after the grace period, and the vehicle must be inspected again before cover restarts. It is the easiest money in insurance to throw away.
We remind you well before expiry, check whether the IDV still matches the vehicle, and review whether the add-ons you are paying for are still worth it.
Why buy this through Trust Cover
Insurer-neutral advice
Quotations from several insurers, compared on wording and claims record, not premium alone.
Exclusions explained first
You see what is not covered before you buy, in plain language.
Claims handled by us
We prepare the file, submit it and chase settlement on your behalf.
Working with us
We are insurer-neutral. For every enquiry we approach multiple insurers, compare the wordings as well as the premiums, and tell you where they differ on the points that decide a claim.
After the policy is issued we stay involved: endorsements, mid-term changes, renewal reminders that start ninety days before expiry, and claims that we prepare, submit and follow to settlement.
Related cover
Health Insurance
Hospitalisation cover that behaves the way you expect at the counter.
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Cover matched to what your family would actually need without you.
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Third party cover is the law. Own damage is what saves you money.
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The most cover per rupee, for the years it is actually needed.
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