Corporate Insurance
Mergers and Acquisitions Insurance
Insurance that helps a transaction close cleanly.
In short
M&A insurance, most commonly representations and warranties cover, transfers the risk of a breach of the seller's warranties from the parties to an insurer. It lets a seller exit cleanly and gives a buyer a solvent party to claim against.
Overview
Deals stall on indemnity negotiations more often than on price. Warranty and indemnity insurance moves that risk to an insurer, so escrow can shrink and the seller can distribute proceeds.
It has to be arranged alongside due diligence, not after signing, because the insurer underwrites off the same diligence reports.
Who needs this cover
Private equity buyers and sellers, corporate acquirers, and founders exiting a business who do not want a long indemnity tail.
Why buy this through Trust Cover
Insurer-neutral advice
Quotations from several insurers, compared on wording and claims record, not premium alone.
Exclusions explained first
You see what is not covered before you buy, in plain language.
Claims handled by us
We prepare the file, submit it and chase settlement on your behalf.
Working with us
We are insurer-neutral. For every enquiry we approach multiple insurers, compare the wordings as well as the premiums, and tell you where they differ on the points that decide a claim.
After the policy is issued we stay involved: endorsements, mid-term changes, renewal reminders that start ninety days before expiry, and claims that we prepare, submit and follow to settlement.
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